Legal

Terms of Service.

● Last updated: 3 June 2026

Please read this disclaimer carefully before using this Website.

These Terms of Service (“Terms”) govern your access to and use of the website https://xchainger.trade (“Website”) operated by XCHAINGER s.r.o., a company incorporated in the Slovak Republic (registration number 56 684 258), with registered office at Betliarska 22, 851 07 Bratislava – mestská časť Petržalka, Slovakia (“XCHAINGER”, “we”, “our”, “us”).

By accessing or browsing this Website, you confirm that you have read, understood, and agree to these Terms.

This Website is informational only. XCHAINGER does not provide any services to the public.

01 Purpose of the Website

The Website describes XCHAINGER’s corporate activity as proprietary own-name and own-account crypto-asset inventory trading using only its own corporate capital on approved centralized third-party marketplaces.

The Website does not:

offer crypto-asset services;
onboard website visitors;
provide accounts or balances;
execute orders for website visitors;
enable buying or selling of virtual assets;
provide custody, exchange, or transfer services;
provide any regulated services under MiCA, PSD2, or financial-services laws.

Nothing on this Website constitutes an offer, solicitation, or advertisement of services.

02 Definitions

Website

The informational website operated by XCHAINGER.

Proprietary Trading

Virtual-asset trading conducted exclusively using XCHAINGER’s own capital and not on behalf of any third party.

Virtual Asset

A digital representation of value (e.g., BTC, ETH, USDT) traded by XCHAINGER solely for its own account.

Approved Centralized Third-Party Marketplaces

Independent centralized marketplaces approved by XCHAINGER for proprietary transactions, subject to internal risk, settlement, and evidence controls.

Counterparty

A person or entity with whom XCHAINGER transacts on an approved centralized third-party marketplace. Counterparties are not customers, clients, or service users of XCHAINGER.

KYC (Know-Your-Counterparty)

Information XCHAINGER may be required to request from a counterparty solely for AML/CFT purposes.

03 Regulatory Status

XCHAINGER operates exclusively as a proprietary own-name and own-account crypto-asset trader.

We do not provide services to the public and do not act as:

an exchange;
a custodian;
an intermediary;
an investment service provider;
a payment institution;
an on-ramp or off-ramp provider.

XCHAINGER does not:

execute orders on behalf of third parties;
hold, control, manage, safeguard, or administer assets belonging to third parties;
hold fiat or virtual assets for others;
accept deposits or withdrawals;
perform swaps or conversions for others.

XCHAINGER is subject to AML/CFT obligations under Slovak and EU law strictly in relation to its own proprietary trading activity.

04 AML / CFT Compliance and KYC of Counterparties

Although XCHAINGER does not provide services to third parties, AML/CFT laws may require us to perform due diligence on counterparties involved in proprietary transactions on approved centralized third-party marketplaces.

Accordingly, XCHAINGER may:

assess AML/CFT risks associated with a counterparty;
request identity verification or information confirming the legitimacy of a transaction;
request origin-of-funds documentation;
match fiat payments and crypto-asset movements to the relevant marketplace order and evidence pack;
reject third-party payments, mismatched payments, or off-platform settlement requests;
decline a trade or cancel an order if information is not provided or appears suspicious;
escalate unusual, incomplete, or high-risk activity to the MLRO;
file suspicious-activity reports with competent authorities when required.

These actions:

do not establish a service relationship;
do not convert the counterparty into a customer, client, or service user of XCHAINGER;
are performed strictly for legal AML/CFT compliance.

XCHAINGER does not create accounts, maintain balances, or provide onboarding on this Website.

05 No Services Provided to Website Visitors

You acknowledge and agree that XCHAINGER:

does not offer any services via this Website;
does not interact with website visitors as customers;
does not manage assets or transactions for website visitors;
does not provide investment, legal, or tax advice;
is not responsible for any actions taken by website visitors on external third-party platforms.

Any references to trading activity relate solely to XCHAINGER’s internal corporate operations.

06 Approved Centralized Third-Party Marketplaces

XCHAINGER conducts proprietary transactions exclusively on approved centralized third-party marketplaces that:

are operated by independent entities;
have their own terms, fees, and compliance rules;
are responsible for onboarding and verifying their own users.

XCHAINGER has no control over:

the availability or reliability of these platforms;
deposit/withdrawal systems;
user interfaces or dispute processes;
blockchain network conditions.

XCHAINGER does not arrange off-platform blockchain transfers with transaction counterparties. Fiat and crypto-asset movements must be traceable to the relevant marketplace order, matched to the expected payer or payee, and supported by retained transaction evidence.

Your interactions with third-party platforms are solely between you and those platforms.

07 Prohibited Use of the Website

You must not use the Website:

to misrepresent that XCHAINGER provides services;
to impersonate XCHAINGER on any platform;
to engage in fraud, scams, or solicitation;
to violate AML/CFT laws;
to contact third parties claiming affiliation with XCHAINGER;
to imply that KYC requests made for AML reasons create a service relationship.

Any misuse of the Website may result in reporting to law enforcement.

08 Intellectual Property

All content on the Website—including text, branding, logos, and design—is the property of XCHAINGER or its licensors.

You may not copy, modify, distribute, or reproduce it without written permission.

09 Privacy and Data Protection

The Website does not collect personal data unless you voluntarily contact us.

Any KYC/AML data collected from a counterparty during proprietary transactions on approved centralized third-party marketplaces is:

collected only when legally required;
used exclusively for AML/CFT compliance;
stored securely and retained for statutory periods;
never used for marketing or profiling;
not associated with any service offering.

XCHAINGER complies with the EU General Data Protection Regulation (GDPR). See our Privacy Policy.

10 Disclaimer of Warranties

The Website is provided “as is” and “as available” without warranties of any kind.

XCHAINGER makes no guarantee that:

the Website will be uninterrupted or error-free;
the information will be complete or up to date;
external platforms will operate correctly or reliably.

11 Limitation of Liability

To the maximum extent permitted by Slovak law, XCHAINGER shall not be liable for:

indirect, incidental, special, punitive, or consequential damages;
lost profits or opportunities;
reliance on Website information;
actions taken on third-party platforms;
delays, outages, or blockchain-network issues.

Your sole remedy is to discontinue use of the Website.

12 Amendments to the Terms

XCHAINGER may amend these Terms at any time.

The most recent version will be posted on this Website. Continued use of the Website constitutes acceptance of any new Terms.

13 Governing Law and Jurisdiction

These Terms are governed by the laws of the Slovak Republic.

Any disputes shall be resolved exclusively by the courts of the Slovak Republic, District Court Bratislava I.

14 Contact Information

Annex 1 — Risk Disclosure

Virtual-asset trading involves significant risks, including:

substantial price volatility;
loss of value;
regulatory changes affecting trading conditions;
technical failures, cyber-attacks, or blockchain congestion;
delays or failures of third-party platforms.

The information on this Website is not investment advice.

Annex 2 — Prohibited Misuse

You may not use the Website in connection with:

illegal activities;
impersonation of XCHAINGER;
fraud, scams, or solicitation;
money laundering or terrorist financing;
misrepresentation of XCHAINGER’s business model;
attempts to obtain unauthorized data or access.